Announcement PDF FY26 Financial Results 24 August 2026 ROBYSHARON-ZIPSER ICEO&Co-Founder JACOJONKERICFOO Our vision & purpose Vision Purpose Where home improvement is seamless for everyone involved Transforming the home improvement industry to build better lives for everyone hipages Group | 3 Agenda 1. FY26 results overview 2. Strategy & product update 3. Financial & operational update 4. FY27 outlook hipages Group | 4 FY26 Results Overview R O B Y S H A R O N - Z I P S ER CEO & Co-Founder hipages Group | 5 FY26 performance 1 ARPU: Annualised revenue per user 2 EBITDA: Earnings before interest, tax, depreciation and amortisation 3 FCF: Free Cash Flow = Operating cash flow less lease repayment, less payments for intangible assets and property, plant & equipment (PPE) hipages Group at a glance (ASX: HPG) ANZ’s #1 platform to connect households with trades and home improvement businesses Purpose: Transforming the home improvement industry to build better lives for everyone FCF3 +66% FY25 FY26 Revenue +9% EBITDA2 +17% Business Marketplace Expansion Services Job Management + Strategic evolution from marketplace to multi-product platform + FY26 key highlights ✓ $1 of growth revenue generated 50c FCF ✓ AI embedded across the product ✓ Successful pricing plan migration in AUS ✓ Acquired majority stake in VIZ Insurance ✓ Launched on-market share buy-back hipages Group | 6 61.9 67.0 75.8 83.1 90.6 FY22 FY23 FY24 FY25 FY26 10.7 12.3 16.4 19.6 22.9 FY22 FY23 FY24 FY25 FY26 (3.9) (2.8) 2.1 5.6 9.4 FY22 FY23 FY24 FY25 FY26 Delivering sustainable growth ARR excl. GST $m $m $m $m Total Revenue EBITDA1 Free Cash Flow 1 before significant items (affects FY22-24 only) 62.1 68.7 77.3 88.4 95.6 FY22 FY23 FY24 FY25 FY26 hipages Group | 7 Strategic evolution & product development R O B Y S H A R O N - Z I P S ER CEO & Co-Founder hipages Group | 8 Our growth relays and expanding our TAM1 1 Total Addressable Market 2 Publicis Sapient, 2024 3 Publicis Sapient, 2024 – TAM estimate excludes Insurance and ReviewManagement AUS tradie directory AUS marketplace NZ marketplace Job management flow Payments Review Management Accounting & Finance Procurement Insurance Household Solutions ‘till 2021 2022-2024 Present Future hipages core business Geographic expansion: #1 across ANZ Evolution from Marketplace to Platform AI enabled expansion services & householder monetisation TAM: $1.2B2 (AUS Tradies spend on advertising services) TAM: $1.8B3 (ANZ Tradies spend on advertising services and job management software) TAM: $1.6B2 (ANZ Tradie spend on advertising services) AI business management tools AI integration across the platform hipages Group | 9 Single tradie platform available: merged 2 services into 1 product Desktop version Multi-user capability Smart Quote function enhancement Tap to Pay capability Continued progress on our technology roadmap FY24 FY25 FY26 FY27 New platform launched in Q4 New features released Platform enhancement Scheduling function enhancement Review Management Virtual Assistant AI receptionist Estimate function AI enablement of existing features AI assistant for Households Job posting experience enhancements AI integration across the platform hipages Group | 10 Actively embedding AI across the business AI in search How users find us AI in our product How we can enhance user experience AI in our operations How we can achieve productivity gains 1 3 2 hipages Group | 11 New AI tools at the top of the funnel, helping tradies and businesses respond, price and qualify leads in seconds, converting more of them into paid work. Smart Quotes Estimates Follow-up questions Released in FY26 Winning more work Removes the #1 admin barrier to quoting 144% more likely to be marked as hired Better-qualified leads, higher win rates Professional, market-priced quotes generated by AI in seconds, from a voice note or a single sentence. Instant, editable SMS pricing for the smaller jobs that don't need a full quote AI reads the job and suggests the exact questions to ask, so a quote can be prepared LINK to Product Video LINK to Product Video hipages Group | 12 Beyond winning work, hipages now helps tradies and businesses manage their working day, expanding our role in their daily workflow. Scheduling Location tracker Released in FY26 Running every job Reducing double-bookings & manual entry duplication Fewer calls & no-shows - a more professional experience Work and personal calendars synced in-app, with day, week, month and pipeline views. One tap sends an "on myway" SMS withlive location and ETA to the customer Booking Request Ends playing phone tag with more jobs locked in Sends available times for a customer to choose and confirm a site visit or job LINK to Product Video LINK to Product Video hipages Group | 13 VIZ Insurance acquisition Digital-first insurance platform purpose-built for Australian tradies Perfect fit with hipages and another step forward in our strategy Entry into high value adjacency Increase in TAM with low existing cross-over of customers • Specialised insurance products for 85+ trade occupations • Net additional 4.5k serviced businesses • Majority stake (51%) with pathway to 100% Non-discretionary high-repeat product and revenue stream in our ecosystem Next Steps: Current focus Commenced cross-selling (referral program) Short-Term Embed cross-selling flow in product (user self-serve option in the app) Mid-Long Term Expand insurance product offering hipages Group | 14 Partnerships allow us to expand services with limited capital required Strategic rationale Live Coming Soon Perks Partners available to our customers Accounting & Business Management Business Procurement Fleet & Travel Management Utilities & Wellbeing • Extending our value proposition beyond lead generation & job management • Monetising both sides of the marketplace • Capital light & speedy development (instead of building internally) hipages Group | 15 1 Thrive Insights Research June '26 Brand Health Tracker (homeowners 30—65yo metro and regional) 2 Publicis Sapient competitive landscape analysis May 25 3 Homeowner Total Awareness at 68% based on Thrive Insights Research June '26 Brand Health Tracker (homeowners 30—65yo metro and regional) Maintaining our market leadership position Businesses Top of Mind Awareness 1,3 For websites/apps that connect homeowners with tradies and home improvement experts Preferred 1 Way to connect with tradies and home improvement experts #1for Licensed Tradies & Experts 1 Perception of professionals on the platform Top of Mind Awareness 1 For websites/apps that help tradies & experts find clients/more work Return On Investment 2 For digital lead generation platforms Way to grow your business 2 For tradies & home improvement experts #1 #1 #1 #1 #1 Homeowners 16 We are extending our reach, building new channels and laying the foundations for future growth Expanding our reach & visibility FY27 Focus Establishing Social Media as a new growth channel Media model evolving: • from our historical sponsorship focus (The Block) • to a diversified, ‘always-on’ media model, more scalable and reaching new audiences AI-powered growth: • Visibility across AI/LLM platforms • AI-assisted job posting (by voice, video or text) More personalised user experiences: leveraging data to drive further engagement Household platform foundations: user loyalty and trust initiatives Fuelling new business registrations, and boosting engagement and followers Widening our audience Supporting our TAM expansion strategy: • Expanding value beyond job leads (new adjacencies) • Expanding beyond traditional audiences (new adjacencies) 1 Thrive Insights Research June '26 Brand Tracker (homeowners 30—65yo metro and regional) Strong Brand Awareness1: among homeowners among trade businesses 68% 73% hipages Group | 17 FY26 Performance JACO JONKER CFO & COO hipages Group | 18 FY26 Group Financial Highlights $90.6m Total revenue Up 9% Key Highlights $22.9m EBITDA EBITDA Margin 25.3% (up 1.7ppt) $15.0m* NPAT FY25: $2.4m FY26 Pro-forma NPAT: $6.1m Other Financials Key drivers 60.4k Serviced businesses Up 10% Subscription businesses: 36.4k 2.7m Business-Household Connections Down 4% $2,475 Subscription ARPU Up 9% * Includes $8.9m tax benefit from the recognition of previously unrecognised net deferred tax assets principally related to historical tax losses and R&D tax credits All variances on this page refer to the pcp. See glossary on p.39 for definitions $34.2m Closing cash and funds on deposit FY25: $26.9m $9.4m Free Cash Flow Up 66% $95.6m ARR Up 8% MRR: $8.0m hipages Group | 19 hipages Group ARR ($m) • Exit MRR of $8.0m (+8%) translating to an ARR of $95.6m. • Recurring revenue comprises 98% of HPG’s total group revenue, demonstrating high quality, predictable revenue streams Key drivers • Ongoing pricing optimisation and value- added features supporting steady MRR growth • Strong ascensions to higher-value plans from improved job lead pricing • Cohort mix evolution to higher priced plans that offer better value and provide access to more job opportunities Pricing optimisation supporting continued ARR growth +8% 62.1 68.7 77.3 88.4 95.6 FY22 FY23 FY24 FY25 FY26 ARR excl. GST hipages Group | 20 • Serviced businesses continue to present a strategic opportunity to sell value-added services outside of the subscription model • The acquisition of VIZ adds further 4.5k new serviced businesses and TAM expansion • Subscription businesses1 ARPU of $2,475 was up 9% vs. pcp, for 36.4k businesses at the end of June 2026 Serviced businesses (‘000) – hipages Group 49.1 50.7 54.5 54.9 55.9 4.5 60.4 FY22 FY23 FY24 FY25 FY26 Serviced businesses Like-for-like Serviced businesses2 +1.8% +10.0% YoY % VIZ insurance Customer number up 10% with expansion into Insurance adjacency 1 ‘Subscription businesses’: snapshot of hipages paying businesses on the last day of each period. 2 ‘Serviced businesses’: rolling number of unique trade businesses who were on a subscription or transactional product at some stage in the L12M. hipages Group | 21 Group operating expenses1 as % of total revenue Continued cost discipline delivered record 25.3% EBITDA margin, up 1.7ppt vs. pcp Sales • Increased team efficiency supported by AI- powered tools to reduce admin and enhance customer conversations Marketing • Continued focus on marketing ROI delivered a further 1ppt reduction to 24% of revenue while navigating a challenging macro and increased competition Operations and Administration • Fixed cost base held broadly in line as revenue scaled, lowering costs to 31% of revenue Refer to Appendix for detailedP&L Operating leverage at scale delivers record EBITDA margin 1 Operating expenses after capitalisation of Technology Development spend. Before capitalisation, total Technology Development spend was 23% of Revenue in FY26 (24% in pcp) 35% 37% 35% 32% 31% 34% 27% 25% 25% 24% 4% 5% 6% 7% 7% 10% 12% 12% 13% 12% 83% 82% 78% 76% 75% FY22 FY23 FY24 FY25 FY26 Operations and Administration Marketing Technology Cost (P&L) Sales hipages Group | 22 2.1 2.3 3.7 4.6 5.6 6.2 6.8 12.5 14.4 14.2 14.4 14.5 8.9 14.8 18.1 18.8 20.0 20.7 16% 24% 27% 25% 24% 23% FY21 FY22 FY23 FY24 FY25 FY26 Technology spend of $20.7m held to 23% of revenue while stepping up in AI-enabled product delivery • FY26 delivery highlights: - AI-layer added to existing functionalities (e.g. smart quotes, semi-automated estimates and invoices, etc.) - Review management feature - New AI-assistant for households, enhancing the job posting experience - Broader perks and services catalogue for trade businesses • Activity-level tracking separates true development from maintenance; 70% capitalised in FY26 and amortised over three years • Total tech spend expected to gradually reduce as a % of revenue Group technology development spend (in $m)1 Operating leverage in tech: spend of $20.7m now 23% of revenue 1 Technology and software development based on profit and loss reporting (accrual based), not reflecting actual timing of cash flows spend Note: Numbers may not add up due to rounding Total technology spend as a %of Revenue 70% capitalised 30% expensed hipages Australia hipages Group | 24 2,497 2,487 2,643 2,711 2,704 2,579 FY21 FY22 FY23 FY24 FY25 FY26 # tradie-household connections ('000) • 3% lower job volume vs. pcp amidst subdued consumer confidence • Job connection rate remains high at 84%, reflecting a great experience for both sides of the marketplace Yield strategy delivering revenue growth Connection1 volume reflects subdued consumer confidence Customer mix hipages Australia 1 Connections occur when a business claims a job, triggering usage of their lead credits included in their subscription 2 Connection rate defined as # jobs with at least 1 business-household connection as a % of total # jobs posted on hipages Australia High connection rates and yield growth offset subdued connection volume hipages Australia -5% 1H19 2H20 1H22 2H23 1H25 2H26 <$69 p.m. $69-$99 p.m. $99-$198 p.m. $199-$498 p.m. $499 & above p.m. • High customer engagement on the marketplace and job lead pricing optimisation delivering customer base premiumisation over time • >20% of new hipages users ascend to a higher price point within their first 6 months on the platform. hipages Group | 25 Continued yield growth fuelling revenue 1 ‘Subscription businesses’: snapshot of hipages paying businesses on the last day of each period. 2 ‘Serviced businesses’: rolling number of unique trade businesses who were on a subscription or transactional product at some stage in the L12M. 3 Last 12-months MRR Retention rate (in $) for hipages Australia Serviced businesses (‘000) & Revenue per User ($) – hipages Australia Serviced businesses2 Revenue per user +2.0% 5.9% YoY % 45.0 46.0 48.1 48.8 49.8 1,338 1,399 1,505 1,619 1,714 FY22 FY23 FY24 FY25 FY26 • Total serviced businesses continue to present an opportunity to sell value-added services outside of subscription model • Subscription businesses1 ARPU of $2,575 was up 8% vs. pcp, for 33.0k businesses at the end of June 2026 • 58% MRR retention rate3 hipages Group | 26 1.2 1.6 2.5 3.3 3.8 4.5 3.8 6.9 7.2 7.5 4% 5% 8% 10% 11% 13% 12% 21% 22% 23% Jun-24 Sep-24 Dec-24 Mar-25 Jun-25 Sep-25 Dec-25 Mar-26 Jun-26 Jul-26 Increased platform engagement driving improved retention • ~23% of subscription customers now using job management (July) • Frequency of use increasing, with Power Users up 82% YoY o 6-8 ppt incremental retention 1 MAU: Monthly Active User defined as a subscription business account who used at least 1 job management feature during the month Number of Monthly Active Users1 (000's) of job management features Monthly active users % of total user base Power users (4+ actions per month) FY27 FY26 hipages New Zealand hipages Group | 28 Continued yield optimisation strategy in NZ delivering 26% ARPU growth while maintaining customer base • Total serviced businesses create an opportunity to introduce other products outside of lead generation subscription • Subscription businesses1 ARPU of $1,501 was up 26% vs. pcp, for 3.4k businesses at the end of June 2026 1 ‘Subscription businesses’: snapshot of paying customers on the last day of each period. 2 ‘Serviced businesses’: rolling number of customers who were on a subscription or transactional product at some stage in the L12M. 4.2 4.7 6.3 6.1 6.1 405 561 536 686 839 FY22 FY23 FY24 FY25 FY26 +22% +0% YoY % Revenue per user Serviced businesses2 Serviced businesses (‘000) & Revenue per User ($) – hipages New Zealand hipages Group | 29 FY27 outlook R O B Y S H A R O N - Z I P S ER CEO & Co-Founder hipages Group | 30 FY27 targets1: continued strong growth in revenue, profitability and cash 1 Assuming no material deterioration in macroeconomic conditions impacting the Group's key markets under the existing strategy • Total revenue growth • EBITDA margin 9% - 11% 25% - 27% • Free Cash Flow $11m - $13m hipages Group | 30 hipages Group | 31 73% 71% 50% 20% 20% 20% 7% 9% 30% 100% 100% 100% FY25 FY26 Long-term (illustrative) Long-term potential profitability at scale HPG’s fixed cost profile amplifies operating leverage and unlocks significant profitability as the business scales Revenue Fixed Costs Variable Costs Management Cash EBIT1 Targeting 40-50% cash conversion2 on incremental Revenue Margin accretion over time (New Business acquisition, and other variable sales costs) (R&D, Capex, lease, other overheads ) Management Cash EBIT1 long-term target 1 Includes capitalised and non-capitalised technology spend, and leases 2 50% in FY26 and 47% in FY25. See page 6. hipages Group | 32 Questions & answers hipages Group | 33 Appendices Key Metrics & Financial summary hipages Group | 34 FY26 Financial summary ● FY26 recurring revenue 98% of total revenue (FY25: 97%) ● FY26 gross margin3 of 88% (FY25: 89%) ● FY26 EBITDA margin4 expansion to 25% (FY25: 24%) 1 Operating revenue refers to total revenue from ordinary activities. 2 Reclassifications have been made to comparative balances to conform with current year presentation. 3 Gross Margin is calculated as gross profit (revenue less cost of sales, which include households and tradie SEM spend, as well as merchant fees) divided by total revenue. 4 EBITDA Margin is calculated as EBITDA before significant items divided by total revenue. $’000 FY22 FY23 FY24 FY25 FY26 Recurring 58,238 62,931 72,073 80,796 88,639 Transactional 2,419 2,962 3,239 2,350 1,928 Total Operating revenue1 60,657 65,893 75,312 83,146 90,567 Other revenue 1,202 1,114 501 3 1 Total revenue 61,859 67,007 75,813 83,149 90,568 Sales2 (6,188) (8,007) (10,045) (10,795) (11,281) Marketing2 (20,836) (18,059) (19,283) (20,437) (21,567) Technology and development (2,305) (3,677) (4,626) (5,616) (6,224) Operations and administration2 (21,801) (24,968) (25,461) (26,699) (28,633) Total operating expenses (51,130) (54,711) (59,415) (63,547) (67,705) Net other income/(expenses) 2 (11) (11) 26 31 EBITDA before significant items 10,731 12,285 16,387 19,628 22,894 Significant items (646) (2,861) 369 - - EBITDA after significant items 10,085 9,424 16,756 19,628 22,894 Depreciation and amortisation (10,439) (14,354) (16,879) (17,978) (17,503) Profit/(loss) before interest and income tax (354) (4,930) (123) 1,650 5,391 Net finance income/(expenses) (201) (204) 306 608 797 Share of loss of equity accounted investee, net of tax (520) (408) (44) - - Gain on disposal of equity-accounted investment, net of tax - - 3,079 - - Profit/(loss) before income tax (1,075) (5,542) 3,218 2,258 6,188 Income tax benefit 165 398 345 132 8,824 Profit/(loss) after income tax (910) (5,144) 3,563 2,390 15,012 Profit/(loss) attributable to: Owners of the Company (910) (5,144) 3,563 2,390 15,080 Non-controlling interests - - - - (68) (910) (5,144) 3,563 2,390 15,012 hipages Group | 35 FY26 Cash flow ● Positive operating cash flow up 17% to $26.4m as operating leverage translates into margin expansion ● Positive net cash flow of $7.6m in FY26 bolstering total cash & funds on deposit to $34.2m ● Free cash flow $’000 Cash flow from operations $26,354 Add back M&A transaction costs $215 Less capex - PPE ($401) Less capex – Intangibles ($14,676) Less lease payments ($2,141) Free cash flow $9,351 hipages Group | 36 FY26 Statutory balance sheet hipages Group | 37 FY22 FY23 FY24 FY25 FY26 HPG 1,631 1,423 1,342 1,382 1,364 - hipages AUS 1,576 1,343 1,262 1,289 1,255 - hipages NZ 55 80 80 93 109 HPG 2,562 2,768 2,835 2,824 2,719 - hipages AUS 2,487 2,643 2,711 2,702 2,579 - hipages NZ 75 125 125 122 140 Job Connection Rate (%) - hipages AUS 73% 81% 85% 85% 84% HPG 34.6 35.7 36.7 36.6 36.4 - hipages AUS 31.3 32.3 33.1 33.3 33.0 - hipages NZ 3.3 3.4 3.6 3.4 3.4 HPG 49.1 50.7 54.5 54.9 60.4 - hipages AUS 45.0 46.0 48.1 48.8 49.8 - hipages NZ 4.2 4.7 6.3 6.1 6.1 - VIZ Insurance (total) - - - - 4.7 - VIZ Insurance (Incr.) - - - - 4.5 - hipages AUS - 59% 58% 58% 58% - hipages NZ - - - 37% 46% HPG 1,707 1,872 2,079 2,267 2,475 - hipages AUS 1,789 1,985 2,199 2,381 2,575 - hipages NZ 883 794 964 1,190 1,501 HPG 1,259 1,321 1,392 1,515 1,619 - hipages AUS 1,338 1,399 1,505 1,619 1,714 - hipages NZ 405 561 536 686 839 - VIZ Insurance - - - - 31 Job Volume ('000) Connection Volume ('000) Subscription Businesses ('000) MRR Retention Rate (%) Serviced Businesses ('000) Subscription Business ARPU ($) Revenue per Serviced Business ($) Key Commercial Metrics (1) Excluding serviced businesses already counted under hipages AUS (2) Like-for-like excluding VIZ Insurance Notes: VIZ consolidated from May 2026, i.e. 2 months captured in FY26. MRR retention rate captured under full subscription model only (i.e. FY23 onwards in Australia, FY25 onwards in NZ). (1) (2) hipages Group | 38 Key Financial Metrics Notes: VIZ consolidated from May 2026, i.e. 2 months captured in FY26. FY22 FY23 FY24 FY25 FY26 HPG 61.9 67.0 75.8 83.1 90.6 - hipages AUS 60.2 64.3 72.4 79.0 85.3 - hipages NZ 1.7 2.7 3.4 4.2 5.1 - VIZ Insurance - - - - 0.1 HPG 58.2 62.9 72.1 80.8 88.6 - hipages AUS 57.9 62.2 70.5 77.4 83.9 - hipages NZ 0.3 0.7 1.6 3.4 4.8 HPG 59.7 68.7 77.3 88.4 95.6 - hipages AUS 59.3 67.6 75.4 83.6 90.4 - hipages NZ 0.4 1.0 1.9 4.8 5.2 HPG 5.0 5.7 6.4 7.4 8.0 - hipages AUS 4.9 5.6 6.3 7.0 7.5 - hipages NZ 0.0 0.1 0.2 0.4 0.4 Gross Margin (%) HPG 85% 88% 89% 89% 88% EBITDA Margin (%) HPG 17% 18% 22% 24% 25% NPAT ($m) HPG (0.9) (5.1) 3.6 2.4 15.0 Free Cash Flow ($m) HPG (3.9) (2.8) 2.1 5.6 9.4 Closing Cash Balance ($m) HPG 13.2 10.7 21.3 26.9 34.2 MRR ($m) Revenue ($m) Recurring Revenue ($m) ARR ($m) hipages Group | 39 Subscription businesses Refers to business customers committed to a monthly subscription product at the end of the period considered. Serviced businesses Refers to the total number of business customers which have been on a subscription or used other paid services over the last 12 months. ARPU (Annualised Revenue Per User) The annual operating revenue divided by the average of the opening and closing number of subscription businesses for the period. Revenue per User (Serviced Business) Total Revenue divided by the number of Serviced Businesses Monthly recurring revenue (MRR) Monthly recurring revenue refers to the monthly subscription revenue from business customers (excluding GST) at the end of the period (i.e. 30th June 2026 for FY26). It is calculated as the number of business accounts multiplied by their monthly subscription price excluding GST. Annual recurring revenue (ARR) Annual recurring revenue refers to the annualised subscription revenue from business customers (excluding GST) at the end of the period (i.e. 30 June 2026 for FY26). It is calculated as the number of business accounts multiplied by their monthly subscription price excluding GST, multiplied by 12 (months). Gross profit margin Includes total revenue less cost of sales (household and tradie SEM spend and merchant fees). Free cash flow (FCF) Operating cash flow less lease repayment, less payments for intangible assets and PPE. Cash flows related to M&A activities and bank guarantee release are not considered part of free cash flow calculations. Business-Household connection Jobs posted by householders on the hipages marketplace appear as leads to relevant trade businesses (according to our job-matching algorithm). Up to 3 businesses can successfully claim a lead: this results in a Business-Household connection. Connections are the trigger for lead credit consumption. Glossary and definitions hipages Group | 40 Disclaimer Important notice The material in this presentation has been prepared by hipages Group Holdings Limited (ASX: HPG) ABN 67 644 430 839 (“hipages” or the Company") and is general background information about hipages’ activities current as at the date of this presentation. The information is given in summary form and does not purport to be complete in every aspect. In particular you are cautioned not to place undue reliance on any forward looking statements regarding our belief, intent or expectations with respect to hipages’ businesses, market conditions and/or results of operations, as although due care has been used in the preparation of such statements, actual results may vary in a material manner. Information in this presentation or subsequently provided to the recipient of this information, whether orally or in writing, including forecast financial information, should not be considered advice or a recommendation to investors or potential investors in relation to holding, purchasing or selling securities in the Company. Before acting on any information you should consider the appropriateness of the information having regard to these matters, any relevant offer document and in particular, you should seek independent financial advice. The financial information should be read in conjunction with the basis of preparation set out in the Company’s accounts. Forward-looking statements This presentation may contain forward-looking statements which are statements that may be identified by words such as “may”, “will”, “would”, “could”, “expects”, “intends”, “anticipates”, “targets” and other similar words that involve risks and uncertainties. These statements are based on an assessment of present economic and operating conditions and on a number of best estimate assumptions regarding future events and actions that, at the date of this document, are expected to take place. No person who has made any forward-looking statements in this document has any intention to update or revise forward-looking statements, or to publish prospective financial information in the future, regardless of whether new information, future events or any other factors affect the information contained in this document, other than to the extent required by law. Such forward-looking statements are not guarantees of future performance and involve known and unknown risks, uncertainties, assumptions and other important factors, many of which are beyond the control of the Company. This presentation also contains references to certain intentions, expectations, targets and plans of the Company. These intentions, expectations and plans may or may not be achieved. They are based on certain assumptions which may not be met or on which views may differ. To the maximum extent permitted by law none of hipages, its subsidiaries, or its respective officers, employees, agents or consultants nor any other person accepts any liability, including, without limitation, any liability arising out of negligence, for any loss arising from the use of the information.